Medicare Savings Program in Alabama — 2026 Guide
Alabama residents with limited income may qualify for QMB, SLMB, or QI — programs that pay your Medicare premiums and, in some cases, all cost-sharing. Check your eligibility in 90 seconds, free.
2026 Income Limits for Alabama
Monthly gross income limits after the $20 general income disregard.
Individual
$1,350/mo
Married couple
$1,824/mo
Covers Part A & B premiums, all deductibles, coinsurance, and copays. Automatically qualifies you for Extra Help on prescriptions.
Individual
$1,616/mo
Married couple
$2,184/mo
Covers your Medicare Part B premium ($202.90/month in 2026).
Individual
$1,820/mo
Married couple
$2,462/mo
Covers the Part B premium. Slots are limited and reset each January — apply early.
Asset Test
Alabama has eliminated the asset test. You will not be denied based on savings, investments, or property (other than income generated by them).
Alabama eliminated the asset test for QMB. Federal income limits apply.
How to Apply in Alabama
MSP is administered by Alabama's Medicaid office. You can apply online or by phone. Most applications are processed within 45 days, and benefits are often retroactive to the month you applied.
Frequently Asked Questions — Alabama
What is the QMB income limit in Alabama for 2026?
In 2026, the QMB income limit in Alabama is $1,350/month for individuals and $1,824/month for married couples. These figures are after the $20 general income disregard applied to unearned income first.
Does Alabama have an asset test for the Medicare Savings Program?
No. Alabama has eliminated the asset test for MSP eligibility. You will not be disqualified based on savings or property.
How do I apply for the Medicare Savings Program in Alabama?
Apply through Alabama's Medicaid office online at https://www.medicaid.alabama.gov/ or by calling 1-800-362-1504. Most states process applications within 45 days, and benefits are often retroactive to the month you applied.
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