Medicare Savings Program in Florida — 2026 Guide
Florida residents with limited income may qualify for QMB, SLMB, or QI — programs that pay your Medicare premiums and, in some cases, all cost-sharing. Check your eligibility in 90 seconds, free.
2026 Income Limits for Florida
Typical gross monthly screening limits for someone with unearned income. The checker applies Florida's $20 general income disregard before comparing countable income with the program standard.
Federal baseline income percentages apply. Asset limits are $9,950 for an individual and $14,910 for a couple.
How these figures are calculated:we start with the 2026 poverty guideline, apply each state's MSP percentages and general income disregard, then use any expanded state income or asset policy reported for March 2026. See our sources & methodology →
Data as of — Florida 2026 income & asset limits: Aug 2026
Sources: KFF 2026 Survey of Medicaid Financial Eligibility Policies
Compiled by Sharon Ben-Moshe, Founder & Editor of MSP Check.
Individual
$1,350/mo
Married couple
$1,824/mo
Covers Part A & B premiums, all deductibles, coinsurance, and copays. Automatically qualifies you for Extra Help on prescriptions.
Individual
$1,616/mo
Married couple
$2,184/mo
Covers your Medicare Part B premium ($202.90/month in 2026).
Individual
$1,816/mo
Married couple
$2,455/mo
Covers the Part B premium. Slots are limited and reset each January — apply early.
Asset Test
Florida applies an asset test. The 2026 limits are $9,950 for individuals and $14,910 for married couples.
Excluded: your primary home, one vehicle, household goods, and personal belongings.
Federal baseline income percentages apply. Asset limits are $9,950 for an individual and $14,910 for a couple.
How to Apply in Florida
MSP is administered by Florida's Medicaid office. You can apply online or by phone. Most applications are processed within 45 days, and benefits are often retroactive to the month you applied.
Frequently Asked Questions — Florida
What is the QMB income limit in Florida for 2026?
In 2026, the typical gross-income screening figures for QMB in Florida are $1,350/month for individuals and $1,824/month for married couples. They include the state's $20 general income exclusion.
Does Florida have an asset test for the Medicare Savings Program?
Yes. Florida has an asset test. The 2026 limits are $9,950 for individuals and $14,910 for married couples. Your home, one car, and personal belongings are excluded.
How do I apply for the Medicare Savings Program in Florida?
Apply through Florida's Medicaid office online at https://dcf.state.fl.us/programs/access/ or by calling 1-866-762-2237. Most states process applications within 45 days, and benefits are often retroactive to the month you applied.
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