Medicare Savings Program in Maine — 2026 Guide
Maine residents with limited income may qualify for QMB, SLMB, or QI — programs that pay your Medicare premiums and, in some cases, all cost-sharing. Check your eligibility in 90 seconds, free.
2026 Income Limits for Maine
Typical gross monthly screening limits for someone with unearned income. The checker applies Maine's $20 general income disregard before comparing countable income with the program standard.
Maine uses state-expanded MSP income standards. No MSP asset test. Locally, MSP is administered as MaineCare.
How these figures are calculated:we start with the 2026 poverty guideline, apply each state's MSP percentages and general income disregard, then use any expanded state income or asset policy reported for March 2026. See our sources & methodology →
Data as of — Maine 2026 income & asset limits: Aug 2026
Sources: KFF 2026 Survey of Medicaid Financial Eligibility Policies · official state guidance
Compiled by Sharon Ben-Moshe, Founder & Editor of MSP Check.
Individual
$2,481/mo
Married couple
$3,357/mo
Covers Part A & B premiums, all deductibles, coinsurance, and copays. Automatically qualifies you for Extra Help on prescriptions.
Individual
$3,345/mo
Married couple
$4,529/mo
Covers the Part B premium. Slots are limited and reset each January — apply early.
Asset Test
Maine has eliminated the asset test. You will not be denied based on savings, investments, or property (other than income generated by them).
Maine uses state-expanded MSP income standards. No MSP asset test.
How to Apply in Maine
MSP is administered by Maine's Medicaid office (MaineCare). You can apply online or by phone. Most applications are processed within 45 days, and benefits are often retroactive to the month you applied.
Frequently Asked Questions — Maine
What is the QMB income limit in Maine for 2026?
In 2026, the typical gross-income screening figures for QMB in Maine are $2,481/month for individuals and $3,357/month for married couples. They include the state's $20 general income exclusion.
Does Maine have an asset test for the Medicare Savings Program?
No. Maine has eliminated the asset test for MSP eligibility. You will not be disqualified based on savings or property.
How do I apply for the Medicare Savings Program in Maine?
Apply through Maine's Medicaid office online at https://www.maine.gov/dhhs/ofi/applications-forms or by calling 1-800-977-6740. Most states process applications within 45 days, and benefits are often retroactive to the month you applied.
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