Medicare Savings Program in Massachusetts — 2026 Guide
Massachusetts residents with limited income may qualify for QMB, SLMB, or QI — programs that pay your Medicare premiums and, in some cases, all cost-sharing. Check your eligibility in 90 seconds, free.
2026 Income Limits for Massachusetts
Typical gross monthly screening limits for someone with unearned income. The checker applies Massachusetts's $20 general income disregard before comparing countable income with the program standard.
Massachusetts uses state-expanded MSP income standards. No MSP asset test. Locally, MSP is administered as MassHealth.
How these figures are calculated:we start with the 2026 poverty guideline, apply each state's MSP percentages and general income disregard, then use any expanded state income or asset policy reported for March 2026. See our sources & methodology →
Data as of — Massachusetts 2026 income & asset limits: Aug 2026
Sources: KFF 2026 Survey of Medicaid Financial Eligibility Policies · official state guidance
Compiled by Sharon Ben-Moshe, Founder & Editor of MSP Check.
Individual
$2,547/mo
Married couple
$3,447/mo
Covers Part A & B premiums, all deductibles, coinsurance, and copays. Automatically qualifies you for Extra Help on prescriptions.
Individual
$2,813/mo
Married couple
$3,807/mo
Covers your Medicare Part B premium ($202.90/month in 2026).
Individual
$3,013/mo
Married couple
$4,078/mo
Covers the Part B premium. Slots are limited and reset each January — apply early.
Asset Test
Massachusetts has eliminated the asset test. You will not be denied based on savings, investments, or property (other than income generated by them).
Massachusetts uses state-expanded MSP income standards. No MSP asset test.
How to Apply in Massachusetts
MSP is administered by Massachusetts's Medicaid office (MassHealth). You can apply online or by phone. Most applications are processed within 45 days, and benefits are often retroactive to the month you applied.
Frequently Asked Questions — Massachusetts
What is the QMB income limit in Massachusetts for 2026?
In 2026, the typical gross-income screening figures for QMB in Massachusetts are $2,547/month for individuals and $3,447/month for married couples. They include the state's $20 general income exclusion.
Does Massachusetts have an asset test for the Medicare Savings Program?
No. Massachusetts has eliminated the asset test for MSP eligibility. You will not be disqualified based on savings or property.
How do I apply for the Medicare Savings Program in Massachusetts?
Apply through Massachusetts's Medicaid office online at https://www.mass.gov/masshealth or by calling 1-800-841-2900. Most states process applications within 45 days, and benefits are often retroactive to the month you applied.
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