MSP Check

Medicare Savings Program in Vermont — 2026 Guide

Vermont residents with limited income may qualify for QMB, SLMB, or QI — programs that pay your Medicare premiums and, in some cases, all cost-sharing. Check your eligibility in 90 seconds, free.

2026 Income Limits for Vermont

Monthly gross income limits after the $20 general income disregard.

QMB

Individual

$1,350/mo

Married couple

$1,824/mo

Covers Part A & B premiums, all deductibles, coinsurance, and copays. Automatically qualifies you for Extra Help on prescriptions.

SLMB

Individual

$1,616/mo

Married couple

$2,184/mo

Covers your Medicare Part B premium ($202.90/month in 2026).

QI

Individual

$1,820/mo

Married couple

$2,462/mo

Covers the Part B premium. Slots are limited and reset each January — apply early.

Asset Test

Vermont has eliminated the asset test. You will not be denied based on savings, investments, or property (other than income generated by them).

Vermont has no asset test. Federal income limits apply.

How to Apply in Vermont

MSP is administered by Vermont's Medicaid office (Green Mountain Care). You can apply online or by phone. Most applications are processed within 45 days, and benefits are often retroactive to the month you applied.

Frequently Asked Questions — Vermont

What is the QMB income limit in Vermont for 2026?

In 2026, the QMB income limit in Vermont is $1,350/month for individuals and $1,824/month for married couples. These figures are after the $20 general income disregard applied to unearned income first.

Does Vermont have an asset test for the Medicare Savings Program?

No. Vermont has eliminated the asset test for MSP eligibility. You will not be disqualified based on savings or property.

How do I apply for the Medicare Savings Program in Vermont?

Apply through Vermont's Medicaid office online at https://dcf.vermont.gov/benefits/medicaid or by calling 1-800-250-8427. Most states process applications within 45 days, and benefits are often retroactive to the month you applied.

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