QMB
Telehealth Visits and Remote Patient Monitoring Under QMB
QMB covers the 20% Part B coinsurance for video doctor visits and remote health tracking. Learn how telehealth billing rules and protections apply in 2026.
Read more →Medicare Savings Program Blog
Plain-language guides to QMB, SLMB, QI, income limits, and how to apply.
QMB
Physical, Occupational, and Speech Therapy Coverage Under QMB
Medicare outpatient physical therapy requires a 20% coinsurance that QMB pays in full. Learn how medical necessity rules and therapy coverage work in 2026.
Read more →QMB
Does QMB Pay for Blood Tests, X-Rays, CT Scans, and MRI Imaging?
Diagnostic imaging carries a 20% Medicare coinsurance that QMB pays in full. Learn how blood tests, X-rays, and MRI scans are billed under QMB protections.
Read more →QMB
Mental Health and Counseling Coverage Under the QMB Program
QMB pays the 20% Medicare coinsurance for therapy, psychiatry, and counseling. Learn how outpatient mental health balance billing protections work in 2026.
Read more →QMB
Does QMB Cover Ambulance and Emergency Medical Transportation?
QMB covers the 20% Medicare Part B coinsurance for emergency ambulance rides. Learn how ground and air ambulance billing protections apply in 2026.
Read more →QMB
How Medicare Savings Programs Coordinate With the Medicare Hospice Benefit
Medicare covers hospice under Part A, but patients owe small prescription and respite copays. Learn how QMB eliminates those statutory hospice costs.
Read more →General
What to Do If You Receive a Medicare Savings Program Overpayment Notice
State Medicaid notices can be appealed. Learn your due process rights, aid-paid-pending rules, and how to contest MSP overpayments or termination.
Read more →General
Are Medicare Savings Program Benefits Taxable on Your Return?
MSP benefits are non-taxable public assistance. Learn how state Part B payments affect Box 3 and Box 5 on Form SSA-1099 and your federal income tax return.
Read more →Income & Assets
ABLE Accounts and Special Needs Trusts for Medicare Savings Programs
ABLE accounts and special needs trusts protect savings for disabled Medicare recipients. Learn how to shield assets from QMB and SLMB resource limits.
Read more →Income & Assets
How Lump-Sum Money, Inheritances, and Tax Refunds Affect MSP Benefits
Tax refunds are exempt for 12 months, but inheritances count as income when received. Learn how lump sums affect QMB and SLMB eligibility in 2026.
Read more →Ready to check your eligibility?
Check My Eligibility →